Visa: 'Service disruption' blocking Europe transactions

Key details are the card number expiry date and security code

Many have suggested that it includes MasterCards, but it has not been confirmed if the problem is impacting all Visa cards or all businesses that use Paymentsense.

Credit card company Visa is experiencing a service disruption across Europe which is preventing transactions being processed.

A spokesperson from Visa said: "Visa is now experiencing a service disruption. We are working to resolve the issue as quickly as possible".

The cause remains unknown and Visa offered no information of when the problem will be fixed.

The company said it is working towards resolving the problem.

Visa card payments are failing across the United Kingdom and Europe, with customers in Sheffield also reporting problems.

"We have no reason to believe this was associated with any unauthorised access or malicious event".

A statement from the company, released in the early hours of Saturday morning, claims that all payments are processing normally once more.

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"Thoughts go out to all the single card-holders stranded in airports, petrol stations, pubs, shopping centres, and restaurants with no cash in their pockets".

However, keeping all of your funds locked behind debit cards and credit cards on the Visa network is introducing a single point of failure for your financial accounts - and that's never a good idea.

Bank of Ireland said it was aware of the disruptions but that people can withdraw cash from ATMs.

A spokesman for the retailer said: "The issue is intermittent, so it's not all cards, it's not all stores and it's not all checkouts".

Customers have reported money going missing from accounts when their cards were declined - including one man who lost £10,000 when paying for a auto.

"The issue was the result of a hardware failure".

This crash left millions of its customers in a lurch as they were unable to use their cards. We apologise to all our partners & especially to Visa cardholders.

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